| What needs to be fixed? Terrible divorce settlements really are about poor planning and communication of expectations than something inherent in marriage or common law relationships. I don't think most people should get married or move in before age 30 - too easy to focus on the short term and get taken advantage of, unless you're really willing to make a leap of faith in the other person. But otherwise divorce isn't as big of a deal when no children are involved and both partners work at reasonably equal jobs. Maybe there is a split in the house equity and bank accounts, with one party possibly giving a lump sum to the other, and you're done - mostly a clean break with no ongoing payments. I've seen this multiple times among friends. It's when your partner is stay at home, marrying them (or in many jurisdictions, merely entering into common law relationship) also sets an entitlement of lifestyle and income. Basically if your partner doesn't work, you need to be okay with supporting them to various degrees for the rest of your life, unless you can enter into a pre-nuptial agreement that says otherwise. Now, add children into the mix and it's much more complicated and has nothing to do with marriage. Child support is technically the child's money, and the state enforces its payment on the grounds that your child is entitled to your earnings based on some kind of income-equity formula. So for me, there never was any despair about finding a partner, it was more about understanding what I wanted: - we split what assets we put into the marriage if it fails, what we brought in is mostly hands off so that the one with more property can't be milked. I say mostly because capital gains etc. may happen on past assets that your partner should be entitled to. - we put each other into our wills otherwise and ensure we have life insurance for the other - we both hold jobs, even if one of us makes more, alimony and child support wouldn't be absurdly high - a partner that isn't afraid to talk about what their expectations are for lifestyle, income during and/or after the marriage if it doesn't work out Being afraid of having your assets stripped implies you don't think you could hire a strong lawyer to defend your interests and also implies you wouldn't have the ability to define stuff before the marriage. But it's totally doable. As with any life commitment there needs to be trust in another human being... but some safeguards if they turn out to be very different people than you had thought. |