[carlosnunez]

I too have read Mustache. His articles are good, but his ideology has always been achieving financial independence from complete (or mostly complete) detachment from materialistic wants. Money (or FI) isn't liberating when all I can do is ride my bike from place to place while always worrying about the time I'll be home since I'll almost never eat out according to his paradigm...

[teddyh]

I disagree. If you haven’t been cured of spending all your money (or, as you say, “detachment from materialistic wants”), you won’t be able to save any of it.

Also, having money by saving it is not simply sitting at home doing nothing; it’s about feeling secure:

http://www.mrmoneymustache.com/2013/11/11/get-rich-with-the-...