[teddyh]

I disagree. If you haven’t been cured of spending all your money (or, as you say, “detachment from materialistic wants”), you won’t be able to save any of it.

Also, having money by saving it is not simply sitting at home doing nothing; it’s about feeling secure:

http://www.mrmoneymustache.com/2013/11/11/get-rich-with-the-...