[pbowyer]

> The accountant I work with charges more than average (from what I can tell - I pay £1k per year all-in, more or less, rarely have to lift a finger)

There's accountants and accountants, and £1k for an accountant who knows their stuff is reasonable. I prefer that to having a glorified book-keeper-cum-accountant who doesn't think beyond what's needed to do the paperwork, as some of the larger firms targeting small companies have become.

[luxpir]

Thanks for confirming that. I only had a few data points to go on so far. I did work with a small one-person-band £300/year accountant for a while, but then paid for the Freeagent account on top of that (£300) and didn't feel that the accountant was doing more than, as you say, the paperwork. Still, helped with securing a mortgage, so not all bad.