[luxpir]

Thanks for confirming that. I only had a few data points to go on so far. I did work with a small one-person-band £300/year accountant for a while, but then paid for the Freeagent account on top of that (£300) and didn't feel that the accountant was doing more than, as you say, the paperwork. Still, helped with securing a mortgage, so not all bad.