The discussion was on "credit" not "debit" card. The "debit" card for Sparkasse does have 2FA but the TAN based 2FA is atrocious. You need to carry a separate device, match diodes to your screen code OR insert at least 4 sets of numbers before you get your 2FA code. Yes, I know you could use SMS but it isn't the best idea particularly if you are traveling.
Finally, is the EC Maestro card from Sparkaasse really a debit card? A lot of online merchants would not accept it.
Finally, is the EC Maestro card from Sparkaasse really a debit card? A lot of online merchants would not accept it.