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by denzil_correa 3930 days ago
The discussion was on "credit" not "debit" card. The "debit" card for Sparkasse does have 2FA but the TAN based 2FA is atrocious. You need to carry a separate device, match diodes to your screen code OR insert at least 4 sets of numbers before you get your 2FA code. Yes, I know you could use SMS but it isn't the best idea particularly if you are traveling.

Finally, is the EC Maestro card from Sparkaasse really a debit card? A lot of online merchants would not accept it.