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This would be a great idea. CC verification could secure identity, and a "civil society" like system could spring up and effect real civil penalties for misbehaviour. Reddit's "moral code" is impotent without the means to effect meaningful enforcements. So, Reddit is going to continue to be a den of iniquity and sin until people pay to use it, and pay more to use it badly.

I'd recharge every now and then so I could keep commenting and voting. ( 1 cent per vote, 2 cents to comment, 5 cents to down vote ( and downvotee gets it ) ), and penalties ranging in 10s - 1000s of dollars based on severity of misbehaviour. Some kind of judicial review system would also work to establish consistency.