[matmcf]

I like your idea of aggregating a bunch of small debts - that's smart. And great for the freelancer if it means they get access to a better level of collection service than they could otherwise afford or find.

Figuring out who the deadbeats are is great too IF you can reach scale (hence your free service is important) and likewise for calculating a score.

What's your average commission charged to the freelancer and do you find that many have the ability to oncharge collection costs to their clients?

tx

[indepayment]

We're trying hard to reach scale in the next few months. We charge a flat $99 upon collection. I would love if we could charge the debtor the fee but the first rule of collections is you grab what you can get. Our commercial collection attornies can tax the costs of the action (court filing fees, service fees,etc) to the debtor, which then becomes part of the judgment but most of the time when the freelancers has the option of getting paid before there is a judgment then those fees tend to get waived.