[tsotha]

>If I represent a creditor, I'm not going to care if your chickenshit small business is incorporated or not, particularly if it's just a professional services business like a consultant. I'll just sue you AND your corporation.

You can sue anybody you want. The question is always whether or not you can prevail. If you're just a creditor you would almost certainly be unable to get a judgement against the individual unless he did something stupid like spend corporate money on personal items.

[adebtlawyer]

Doing stupid things is common in the small business world. For example, I regularly run across people who have no personal bank account and just use the company account for everything. In practice, there is almost always something about how things are run (particularly with a failing company) that is actionably questionable and pulls the owner personally into the suit.