[bradleyjg]

What's the current story with uber and liability insurance? A while back I understood it to be: 1) uber provided secondary liability insurance while a passenger is actually in the car, and 2) they nominally encouraged drivers to get effective (read commercial) insurance for all other times but didn't take any steps to make sure they actually did.

So you ended up with a bunch of drivers that were driving around with non-commercial policies that the insurance company could easily disclaim in the event of a serious accident, as commercial use would invalidate the entire policy.