[ianburrell]

In Canada, where they have switched to chip-and-pin cards, the servers bring a terminal to table. Customer puts in card, enters PIN, and enters tip amount. For swipe cards or chip-and-signature, it prints out a receipt to be signed.

Card would still be useful for terminals that don't support NFC payment. Or for larger payments than are allowed with NFC. Or for people who prefer to use cards instead of phone/watch.

It should be possible to use the tokenization system of Apply Pay to have switchable card with chip-only card.