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by andor436 3993 days ago
Something's wrong here, because the out of pocket max for a year (which for BCBS of MI is not the same as the deductible) cannot exceed $13,200 a year for a family. By law.

See https://www.healthcare.gov/glossary/out-of-pocket-maximum-li...

I had a BCBS/MI family plan through the marketplace up until last month. (Silver Multi State) It cost $1,000/month and had a $6,000 (family) deductible, after which BCBS pays 80% of all costs until you hit that out of pocket max. It also allows you to bank $6,500 a year in an HSA pre-tax, which basically covers the deductible.

[edit] Forgot to mention that this plan included medical, dental, and vision.