[guelo]

This points to the real problem. When Greece was originally "bailed out" in 2010 what actually happened was that the debt was moved from German and French banks to EU taxpayers. The banks were paid in full by the EU and IMF for all the bad debt they had made. But capitalism cannot work that way, when lenders make a bad loan they're supposed to take the losses, that's how interest rates are set. If they can lend without any risk then the whole market gets out of whack.

On your point #2, Greece has been running a primary surplus for several years now, meaning the government takes in more than it spends before debt payments.