[austinheap]

Hey, good question! Austin here, one of the co-founders of Potbox..

It really is a state-by-state and bank-by-bank (or credit union) issue. Same with the credit card gateways -- some are completely fine with it and others freak out right away.

When I spoke with SVB they told me their view on it was similar to Bitcoin. Oddly enough, SVB will no longer open accounts for Bitcoin startups. :-p