[iamstephenliu]

It's nowhere near being "worse" than the article states. The Next plans are literally just $0 down, 0% interest installment plans. It's exactly what T-Mobile is doing, except AT&T does a really shitty job of explaining how it works and, instead of having you pay $10 for Jump to trade-in whenever you want, you can opt to trade it in a few months before the payments finish.

My friend's T-Mobile phone broke halfway through her installment plan. She had to buy a new one and still pay for her old, broken one for the next year.

[bbakkd]

It actually is worse than the article states because he calculated it at 24 months but he should have calculated it at 30 months. And if you lose, break, or even crack your phone before the 30 months--which isn't at all uncommon--you still have to pay for the old one and a new one.

[iamstephenliu]

How is that "worse"? They have two other installment duration options.

Again, though, that's the same thing that happens if you break your phone on T-Mobile before 24 months if you don't have Jump, which not everyone has.