[curiously]

Irrelevant. You are now on a totally different playing ground. It's an interesting comparison but not at all valid. flea market is cash only usually.

[Lawtonfogle]

Paying with a debit card isn't much different from using only cash. I know who to file a report against if the product isn't delivered, but the amount that I expect to recover compared to the effort makes it comparable to having paid in cash with no recovery.