[darkstar999]

> congesting the road, polluting

all cars do that. In fact, Uber should do it less because they don't have to drive around looking for a fare.

> without adequate insurance

I don't know about other countries, but in the US they definitely require adequate insurance. All of your points are wrong.

[emodendroket]

All cars do that, but most cars are driven like 2 hours a day. The insurance coverage Uber has is rather skimpy despite Uber's success in changing regulations to get it to be considered adequate.