[tptacek]

This idea (not you, mind you; just your retarded idea) is retarded. Healthcare isn't a necessity until it is.

As a 22 year old, you are unlikely to suffer congestive heart failure. But you also clearly have no idea what it costs to get hit by a car, to have a sudden unexplained seizure, or a burst appendix.

The problem with health care isn't that perscriptions cost to much or that it costs too much to see a doctor. Any of us can pay for a doctor's visit. The problem is that a 4-night stay at hospital will bankrupt you.

[docmach]

This is why I'm saying that healthcare isn't a necessity. I might not need any medical care for years, but if I needed to spend 4 nights in a hospital it would bankrupt me. This makes not having health insurance risky, but starting a company has its risks. I would say that most of them are probably not as serious as this, but it's still just a risk.

[nostrademons]

Starting a company is as much about managing risks as embracing them. You want to take risks with little downside and enormous upside. Not having health insurance is a risk with enormous downside and little upside.

[tptacek]

This is probably the only way you'd risk bankruptcy starting a company. There are lots of risks that you'll drain your bank account, but when it looks like you're going to lose your lease, you go get a job.