By that time, owners of this companies will have enough money to retire them and drivers/home owners enough debt to ruin their lives.So everyone that matters wins and are ready to disturb other parts of economy.
Also some common social interactions will probably become collateral damage of those regulations. So in the end, not only "everyone that matters" wins, but they do so at the cost of society. Which is tragic, because society has limited endurance and given that "damaging social trust to earn quick buck" seems to be a very popular business model today, it may turn out bad for all of us quite soon.