[quadrangle]

I think if Venmo and Dwolla track all your purchases and did things like share your purchase history with third-party advertisers who might use it elsewhere, that's a real concern. I haven't inspected their privacy policies but am more concerned about their future privacy policies.

If it were as benign as them showing some ads themselves but not sharing any data with anyone else, I agree that it would be worth the trade-off, but it would still be a compromise we'd want to reference in all conversations about this. I haven't seen any reference to these issues at all yet, so I'm just speculating and being cynical.