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For me, it's a simple matter of freedom. While I can be free in mind and spirit while living in poverty, I'm not free to do what I want, because virtually everything I want to do requires two major things: time and money. I want to see the world, I want to build things, etc. All of that requires time and money. With lots of money amassed (rather than making a good income), you get the freedom of time to do what you will, rather than being forced to earn more money. Does that make more sense?