[stevewepay]

The credit bureaus simply don't care.

I had my identity stolen and then bad information was mixed into my account information. It took years to get things straightened out.

Even to this day, years later I can't do any online credit verification because it has data mixed with it from the credit bureaus, and I routinely get answers wrong because of this. But there is no one I can complain to, especially for these online data tests.

The best way to get something done is to do a proposition in states that support it, like California, and get a law voted in that forces better behavior from the credit bureaus. Then, because California requires it, chances are change will occur throughout the country.

[anigbrowl]

This is what the Consumer Financial Protection Bureau is for. They probably can't do anything to help in the short term, because their powers are circumscribed by Congress, but you could try asking them how best to document your experience in a way that would influence future rulemaking.