[anigbrowl]

I would welcome seeing this extended into a larger and more detailed article, or even a series of articles. Usually I'm a little skeptical of complaint stories because they often strain credulity but you seem to have approached this in a patient and methodical manner.

[SwellJoe]

That's part of why the credit bureaus and banks in the US have such incredible power. People tend to believe the calm and faceless large organization over an angry individual ranting on the Internet. Surely, the law wouldn't allow someone to be treated so poorly by corporations? And, yet...abuses are so pervasive that I am gradually beginning to think even the most ridiculous sounding horror stories about credit are believable.