[geno149]

I see what you're saying. Agreed, there are barriers to entry and the market is competitive.

I think one place we haven't been clear yet is what wealthbot.io does. He doesn't actually generate recommendations on position allocations. He is a platform for advisors to set up their own risk questionnaire and tie that risk questionnaire to a portfolio of the advisors creation.

Questionnaire shows risk rating = 20? Assign portfolio with risk rating = 20

It's up to the advisor to create a risk profile questionnaire and the portfolios.

Otherwise, I think we're on the same page. This is a tough regulatory market and there are a lot of (confusing) options out there for advisors.