[yc1010]

When my money was frozen by 6 months (they didnt tell me duration back then) I rang the Irish Financial Services Ombudsman who resolve issues with banks and various financial services.

When I mentioned Paypal I was basically told they are a private company and they can do whatever the hell they want and I was the bigger eejit for using them (not in those words but more official wording of course...) and they could not help me and to go complain to the Consumer Protection service

I got my money back eventually. I still do not know why my account was closed years later and they refuse to tell me. every time I ring and ask I am told I will receive an email from someone with shitty Indian accent, but of course never happens as they fob me off. They still have my financial information on file which I suspect is actually violating Data Protection laws and rules here, i might make a call to Data Protection Commissioner about this now that I think of it.