[shakycode]

Quite the contrary. The whole homeless experience has taught me to save every penny I can in an "oh shit" or "emergency" fund. These days I'm well protected and typically have 5-6 months worth of expenses in case the bottom drops out again.

[aces-]

If you had advanced warning that you would go through the same financial hardship, what would you do differently?

Have you considered driving an offroad vehicle out to BLM or USFS lands and subsisting there for free? You can live indefinitely without paying rent in some places.

[gasping]

Glad to hear it. I wish you all the best.