[pkaye]

So you are saying what I said is not true?

[pessimizer]

I am. It sounds completely made up and has no references. I'm assuming it's based in "common sense."

Your level of benefit is based on the average of how much you made (adjusted for inflation) during your best 35 years.

[pkaye]

Then why do we need to continue contributing after working past 10 year if we already maxed out?