[lucaspiller]

It wasn't clear to me which is why I asked. I agree for that case the headline is a bit misleading though.

In the EU it's nearly always free to transfer funds between the same currency, even between different countries. Banks still get people with the exchange rates or high fees to make transfers between currencies. TransferWise is a UK company, so that being their primary market, they took off from European workers in the UK wanting to send money home.

Just for comparisons sake, my use case is transferring money between Ireland (EUR) and the UK (GBP) and vice versa. Compared to my bank they have both better exchange rates, lower fees, and are quicker.