Hacker News new | ask | show | jobs
by tokenadult 4052 days ago
You haven't said what jurisdiction you are in, but are you saying you were effectively charged for the item before it was put in shipment? For some forms of payment in some jurisdictions, that is strictly illegal.
1 comments

It's just network policies that prohibit charging before shipment, so it wouldn't be problematic if this was an ACH payment.

If it was a credit card payment, most likely PayPal had just placed an authorization and was holding off on capturing. That would explain their aggressive timing -- if they let the auth hang for too long that would result in higher interchange fees, and eventually the auth would expire.

Doesn't PayPal get around that by charging your credit card to buy credit on Paypal, which is then used to purchase the item you want? Or do they only claim that when it is convenient to do so.