[kinghajj]

Not to the subscriber that has passed, but insurance companies may benefit from the knowledge acquired from autopsies. Analysis could reveal that if the company covered some drug/procedure, the overall usage rate per subscribe decreases, saving them money in the long run.

[Terr_]

In an amoral economic sense, insurance companies don't profit by helping people eke out their problem-prone later years, versus helping generally-healthy people avoid death and stay customers.

There are probably scenarios where their best-case scenario is to say: "Oh well, I guess it was his time to go" and move on.