[ghshephard]

I can confirm that Visa status is immaterial for payment plans.

AT&T will let you sign up for a post-paid without a credit history. I didn't want to provide a SSN (even though I have one), so they let me pay an $800 deposit fee - was worth it to avoid the personal information exposure.

The credit card thing is strange - I got a $20,000 one with wells fargo the month after I moved down to the united states in 1996 - on a $50,000 salary working desktop support. I was quite honestly a little shocked - but just went with it.

[_delirium]

Credit cards have tightened up a lot post-2007, both rejecting a lot more applicants, and offering much lower initial limits.