[jboggan]

Generally speaking when you have to decide between rent and hosting costs you're past done.

Luckily you have skills! Go work for "The Man" in whatever capacity that is for you; spend a year or two shoring up your finances. Think about some new ideas. Think about what you have learned and what you will do differently (maybe even better) next time. This isn't a one-shot game, you can come back and play over and over again.

I didn't reach the point you did until I was 32 - you're already tasting it at 25. So I consider you ahead of me in the game . . . please don't feel like a failure.