[RockyMcNuts]

You lend somebody to buy a house, you end up losing your shirt and your job, and they end up going bankrupt...there are a lot of people who should have known better or were downright criminal in the crisis, but most of the actors just didn't know any better...It's hard to do good in your work and it's hard to do good by giving, more power to those who try...Thoreau has some interesting words...

"There are a thousand hacking at the branches of evil to one that is striking at the root, and it may be that he who bestows the largest amount of time and money on the needy is doing the most by his mode of life to produce that misery which he strives in vain to relieve....

As for Doing-good, that is one of the professions which are full. Moreover, I have tried it fairly, and, strange as it may seem, am satisfied that it does not agree with my constitution...But I would not stand between any man and his genius; and to him who does this work, which I decline, with his whole heart and soul and life, I would say, Persevere, even if the world call it doing evil, as it is most likely they will."