[rconti]

Of course they are. When I was buying a house, it was a nonstop game of scanning and shuffling financial data everywhere. Office scanner, office email, office computer, cloud storage provider, personal email... and because of cloud storage provider, all other linked machines in my house, .. not to mention the email accounts of the bankers...

You can try to get away from it, if you like. But then you're just wasting your time, faxing the same amount of data over immensely slow connections to your bank, who's just going to digitize it anyway and put it god knows where....

And anyone who has done this knows it's ALL time sensitive, and you have other responsibilities in life, so the most convenient/fastest method is the only real way of getting it done.

[api]

Special case of a general principle: user experience trumps everything. it trumps freedom, security, privacy, openness, cost, flexibility, ...