[_delirium]

It's funny to think of cards being perceived as an American thing; I always saw the U.S. as relatively cash-oriented compared to other places. In Scandinavia you don't even buy a €3 coffee or €5 kebab without pulling out your card (the same is true in South Korea, and increasingly in Japan).

[icebraining]

Parent said credit cards; Scandinavia mostly uses debit, AFAIK, and they usually can't be used online.

[_delirium]

At least here (Denmark) using cards online is common. The typical card that nearly everyone has is a Dankort/Visa cobranded card, which works as a Dankort when run by Danish merchants, and a Visa when run by foreign merchants, and can be charged online in either mode. I gather something similar is common in Sweden.

[tokenizerrr]

Debit cards are common, credit cards not so much.