[arielweisberg]

I guess, but that isn't how investing works. You would have to average that with all the failed and underperforming investments that you typically have.

If you are a passive investor what you would do is invest in all the crowdfunded investments available or a large number at least and then hope to beat the S&P 500. It might make sense to apply some basic fitness criteria for inclusion, but what those criteria should be is a good question.

Having more things to invest in is good, but I am going to hold off for five years or so until the mechanics for how to successfully participate have been figured out. Then I have to figure out how I am going to get access from retirement accounts. Hopefully this gets turned into an ETF or a mutual fund, but then the question would be how this differs from publicly traded securities.

Even then... how much of your investment money would you want to put into an asset class that doesn't have a decades of history. When things go south will you have the fortitude to stay the course or will you realize your losses and pull out because you don't know what to expect?