[anon1385]

It's not evil government regulations that leads to Uber drivers being uninsured. It's private insurance companies who, aware of the greater risks, don't cover commercial driving as part of their regular insurance policies.

So it's a case of the free insurance market working correctly to price risk, and Uber coming in and shitting all over that and effectively asking for governments to legislate to exclude Uber drivers from the normal insurance market by allowing them to drive commercially without commercial insurance.

If Uber gets their way it would mean jacking up insurance prices for everybody and making the insurance market far less efficient. Why should wider society pay to insure Uber drivers just to make Uber more profitable?

[analyst74]

Down in this thread someone posted a link about drivers are covered by Uber insurance while using the Uber app.

https://help.uber.com/h/3c76c923-3818-4330-a0a1-b5fc9310ed39

Isn't this enough to replace commercial insurance?

[DanBC]

That is only America, and only ride-sharing.

https://help.uber.com/h/f7fbe4af-c0db-4406-9ee5-59613b38a84e

> There are a number of insurance providers that offer policies for ridesharing. Uber recommends working with your insurance agent to find a plan that works for you.

> For US ridesharing partners only, please note that although the Rasier policy will act as primary insurance while you are using the Uber Partner app, keep in mind that all partners must also carry personal auto insurance.