[3pt14159]

The core problem isn't that there is a lack of software creation; there is a lack of software but the problem is that the buy is uneducated and conflates priorities. The most successful software services firms aren't those with great engineers, they are those with great sales guys.

The lack of discernment of the buyer is creating all this software waste. This is one of the reasons that MS Excel and Access run most of the world's financial data. The format is open enough that it basically imbues the user partial programming ability without having to worry about things like new line feeds and uptime.