[annoying_tech]

It does in America? You buy something and if you break it "by accident", you get another one for free?

[jedmeyers]

If you get that kind of insurance, then yes, you will. Most likely the 'insurance' company, like Squaretrade, will attempt a repair, though.

[majormajor]

I've found it far cheaper to go with a rider on top of my renter's insurance than with a device-specific policy (and with better service, since they just deferred to the Apple Store re: repairs, vs making me send it to them like back when I had a computer-specific policy in 2007ish).

I've got my DSLR and my MBP covered for $60/year—I got it mainly for the camera, in case I dropped it in a lake or something, but it was cheap to throw the laptop on it too and then that saved my ass when I spilled water in it.