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by rcraft 4116 days ago
I purchase all expensive electronics on my AMEX card. They offer an additional year on all manufacturers warranty at no additional cost, along with 90 day purchase protection for any accidental damage. Its fantastic.

Visa Signature offers similar coverage, however making a claim with Visa vs Amex is a much bigger headache.

I've submitted multiple warranty and purchase protection claims with AMEX and its about the easiest process imaginable. Highly recommended.

2 comments

I feel obligated to mention, that although I was happy with my AMEX card while I had it... When I lost some physical copies of my statements that I required for tax purposes, I called up AMEX and asked them to send me copies.

They did so, at the cost of $10 per month. I paid $120 for them to print out about 40 sheets of paper and mail them to me snail mail.

I did the same with my Visa that I had at the same time, and they only charged me $2 per month. Still abhorrently expensive for paper transcripts imho, but 5x cheaper than AMEX on that respect.

What were you doing such that printing out statement pdfs wasn't sufficient? Just curious.
That wasn't an option for me a few years ago when I tried. I'm not sure if their arbitrary cutoff date (~18 months?) had passed or if it simply wasn't available back then.

I download all copies of my statements every year now though, that's for sure!

Just to clarify: does it extend an Apple warranty from 1 to 2 years?
Yes, if you purchase the item using the card. It's an extended warranty. Quote from benefits section of the gold card:

Extended Warranty can extend the terms of the original manufacturer's warranty on warranties of five years or less. We match the length of the original warranty if the original manufacturer’s warranty is less than one year, and we provide one additional year if the original manufacturer’s warranty is between one year and five years. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items with physical damage, damage as a result of natural disaster, software, motorized devices and vehicles and their parts. Other important exclusions apply. You will only be covered up to the amount charged on your eligible Card; coverage is limited up to a maximum of USD $10,000 per occurrence; not to exceed USD $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. This product is in excess of other warranty plans that you have in place for the eligible item.

Just to be clear - it doesn't actually extend _Apple's_ warranty, Amex provide their own warranty on top.