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by chucksmash
4128 days ago
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With money comes options. I think by default, the option most 30 years choose is to continue living paycheck to paycheck, but to do so in a more extravagant manner. If you aren't already, consider downsizing, paying off your debts and saving an aggressive percentage of your income. It won't make much of a difference in the short term but you are buying yourself more options down the road. If you can put $3,000 a month away from now until 45 for instance, an 8% annual rate of return would put you at a cool one million in cash on hand. At least if you do that your current unfulfilling job is moving you in the right direction rather than just keeping you afloat in a nice apartment with a nice car. (That's not to say that you should stay in an unfulfilling job forever - just that you should make hay while the sun is shining). |
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I'd rather have fun while my body is still in good condition. Besides, I could always get hit by a bus while I'm still saving money, and then it'd have all been for nought.
Living paycheck to paycheck in an extravagant manner is my ideal lifestyle, really.
Besides, I tried that whole "delaying happiness" thing. I'm transgender, and I didn't begin transition until just before I turned 29. Waiting so long was the single biggest mistake of my life. It wasn't until I was almost 30 that I finally had a face that didn't make me want to drive my fist through the mirror. I could have had that sooner, but I was stupid enough to keep putting it off and putting it off. I don't think words can possibly describe the depths of my grief over having wasted my youth living as the wrong gender. I cry myself to sleep almost every night, and I've contemplated suicide multiple times. No, I'm not wasting any more of my life sitting around and waiting.