[joenathan]

We call that a pawn shop here in the states :-)

[Tarang]

Pawn shops aren't exclusive to the states.

I guess there's more of a distinction since the types of collateral the other institutions take are more specialized.

The other distinction is i'm guessing these specialized institutions are going to use your credit rating against you when you don't pay up.

I don't think they sell hocked these items on their desks either.