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by notahacker 4135 days ago
To clarify my earlier comment, the APR is the upside but you also could benefit from some metric which more clearly indicates the risk factor. If ACME Fashion needs to shift $6k worth of stock [representing half the consignment] in the next six months to repay their backers, is that substantially less, about the same or substantially more than the amount of stock they managed to shift over the last six months?

For example with Allegory Handcrafted Goods I can see they made $183,500 in sales last year, so sticking a couple of hundred bucks towards buying them $12k worth of stock to shift doesn't seem too risky; probably you could highlight that figure more... With some of the other products though, I'm left with numbers of social followers in lieu of any indication of whether they've actually sold comparable quantities of stock before.

And frankly, I'd want rather more than 10% to front up cash if these vendors' recognition was so low the actually needed my contribution to their social marketing campaigns.

I doubt I'm your target audience for this anyway :-)