[rtrivedi]

I found this out the hard way. Even though I live within walking distance of an emergency room, the 911 operator told me to wait for an ambulance to arrive (even though it wasn't an emergency). The net result was me waiting 20 minutes for an ambulance to arrive and take me to the hospital, instead of walking to the hospital in 10 minutes. Luckily my insurance covered the ambulance ride to the hospital!