[daxfohl]

Ahh, to be 25 and single again. Trust me by the time you're 35 and have kids you'll have a different sense of what's important. Your kids will be your sunshine but also your responsibility. Early retirement, living on a couple thousand dollars a year, will seem like the dumbest idea ever.

[noarchy]

>Ahh, to be 25 and single again. Trust me by the time you're 35 and have kids you'll have a different sense of what's important. Your kids will be your sunshine but also your responsibility. Early retirement, living on a couple thousand dollars a year, will seem like the dumbest idea ever.

That's a choice that a 25 year old need not make.

For those of us who have hit or are even beyond 35, and chose not to have kids, things look very different. Particularly if you work in North American IT, you're able to funnel all of that extra disposable income into things like early retirement, as well as improving your day-to-day quality of life (that could be vacations, gadgets, whatever you'd like...).

[daxfohl]

Yes, don't get me wrong, I think it's great to have early retirement as a goal, and maybe even try it out for a while (it was my goal from an early age and I tried it out for three years in my late 20's / early 30's). It's excellent motivation to save money when you're starting out.

And I was in the same boat; when backpacking through Thailand I thought, "Thailand is cheap, I'll just raise a family here". Well sure, for backpackers it's easy to live on 3K per year. But with a couple kids, you'll likely want a safe car (stupidly expensive there), decent schools (again), something nicer than a backpacker hostel, etc. Heck, flights home to visit family will run close to 10K per year alone.