[GFischer]

Do you have "free" time after work?

If you have a decent programming foundation, I'd look into Android programming or other reasonably-paying skillset that you could use after hours.

One of my classmates started doing Android apps, the first year she ended up earning close to U$ 600/month extra, but now she makes U$ 2000/month extra, for 20 hours of work each week or so. (I'm in Uruguay, U$ 2000 monthly is more than a junior dev's salary).

I took the Coursera classes, and I'm going to release my first app sometime next month :)

https://www.coursera.org/course/androidpart1

There used to be plenty of "income reports" here on Hacker News from people that launch their own apps, it's certainly not overnight success, but the timeframe is significantly lower than 45 months :) . Plus, if you get good at it, you can do freelancing.

[royunprofiled]

Yes, that is an option I am considering. Thank you for the suggestion.