[uehehehehe]

"If you want to change finance, first understand it."

You should take your own advice.

"just a technology looking for a problem to solve"

haha thanks for the Monday morning laugh.

I'd give you a clue but you took, "corporate finance, capital market, macro economics classes, and understand government's role in currency and economy." at a US school.

You should ask yourself why, knowing it all, you don't have it all...