[imajes]

So, you made all kinds of awesome points that I went thru before i switched to random passwords...

a. (on not having access to your passwords). iPhone with them helps. (yes, i have to unlock that db with my hashing password). But in reality, I prefer that I can't get access to my email/facebook/whatever without having my machine. If i'm at work, I should be working... but it's the same machine anyhow ;)

b. true about stealing my machine. But again, my passwords are locked by my one key control password (which i don't easily remember either... yay for muscle memory ;)). Yes, it's a SPoF.

c. I clarified with Little Snitch. I don't really care that much. Because you're right: if one company screws you over and unveils your passwords, then having a scenario where people could then log into your email or bank means end of identity and a life of credit hell.

I just think that having a predictable password scheme is about the same as having the same password. If it's easy to guess, then you may as well have the same. IMHO, the only way to guarantee against any problems if one of your passwords is exposed is to go random. :)