[peterwwillis]

If a hacker wants money they can go online and buy 100 credit cards for less than $10. If they want bank accounts, they can take over someone's sloppily-admined botnet that's already collected thousands of accounts. Even script kiddies know this stuff; those are usually the people who run botnets or make money off spam.

You spend more time trying to pilfer anything useful than would ever be useful. Then there's the whole getting caught bit; most hackers are prison-averse. The only hacking you will see at Starbucks is benign proof-of-concept stuff and research.